Empowering Entrepreneurs

Unlock Growth with Tailored MSME Loans

Expert financial guidance by Mr. Naresh Bansal ( CA & CEO of NKB Kredit ) tailored to your business needs. Unlock growth potential with our funding expertise.

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What is MSME Loan ?

Micro Small and Medium Enterprise (MSME) loan is a type of business loan offered by banks/loan institutions to individuals, SMEs, MSMEs and start-up enterprises. Business owners and companies use MSME loans to manage cash flow, grow their company, and satisfy working capital needs. Numerous banks and lending organizations provide their clients SME and MSME loans without requiring any security or collateral.. In this article we will talk about how to take MSME loan or how you can get MSME loan? Following are the MSME loan schemes and other related information.

Types of MSME Loans in India

01.

Term Loans

Term loans provide a lump sum amount for a specific purpose, such as business expansion, equipment purchase, or technology upgrades. These loans come with a predetermined repayment schedule and interest rates.

02.

Working Capital Loans

Working capital loans address short-term financing needs, helping MSMEs manage day-to-day operational expenses like inventory, salaries, and overhead costs. These loans ensure a smooth cash flow for uninterrupted business operations.

03.

MUDRA Loans

The Pradhan Mantri MUDRA Yojana (Micro Units Development and Refinance Agency) is a government initiative that offers loans up to Rs. 10 lakh to micro and small enterprises. It categorizes loans into three segments – Shishu, Kishor, and Tarun – based on the stage of business development.

04.

Credit Guarantee Fund Scheme (CGTMSE)

CGTMSE is a collateral-free credit guarantee scheme for micro and small enterprises. It encourages lenders to provide credit without the need for third-party collateral, thereby reducing the risk for financial institutions.

05.

SIDBI Make in India Soft Loan Fund for MSMEs

It is an initiative by the Small Industries Development Bank of India (SIDBI) to provide soft loans to MSMEs engaged in manufacturing activities. These loans are designed to promote innovation and technology adoption in the sector.

The Significance of MSMEs in India

Micro, Small, and Medium Enterprises, together called MSMEs, shape the spine of India’s business panorama. According to the Ministry of Micro, Small and Medium Enterprises, those firms contribute considerably to the country’s GDP and employment era. MSMEs function in various sectors, which include manufacturing, offerings, and trade, representing a vibrant and resilient section of the economic system.

Why Choose MSME Loan?

Features and Benefits

We believe that adequate funds are essential for any business and we will not let insufficient funds hinder you from achieving your business dreams.

We represent a business to different lenders and investors in order to raise the necessary finances; we do not represent a bank, lending institution, or investor to a business house.

We invested enough time to fully comprehend the objectives, strengths, potential, threats, and dangers associated with the firm in order to properly market it to potential lenders and investors.

Our primary goal is to deliver outcomes within the specified time duration, utilizing all optimal possibilities. Once you delegate this task to us, you can rely on us and cease to be concerned about the fund-raising parts.

Customer Stories

See What Our Clients Say About Us

NKB Kredit’s consultancy services helped us navigate all the complexities of securing business funding. Mr. Bansal’s insights and the team’s thorough approach ensured a successful outcome.

Atharva Agrawal

The expertise and support extended by NKB Kredit Solution Pvt. Ltd. was really crucial for our successful application of funding. Practical advice from Mr. Bansal made all the difference, and the team was fully professional.

Naman Ashish

NKB Kredit’s consultancy services have changed the entire game for our business. Mr Bansal’s in-depth advice and the hard work of the team ensured that the right arrangements were secured for us.

Kriti